CRA Payment Calendar – The Canada Revenue Agency (CRA) has officially released the updated payment calendar for November 2025, confirming the next round of Old Age Security (OAS), Canada Pension Plan (CPP), and Guaranteed Income Supplement (GIS) deposits on 16 November 2025. This schedule ensures that eligible seniors and pension recipients across Canada receive timely financial support. These regular monthly payments are a crucial lifeline for millions of older Canadians, helping them manage daily expenses and stay financially stable during the ongoing cost-of-living challenges in the country.
CRA November 2025 OAS Payment Schedule for Canadian Seniors
The Old Age Security (OAS) program remains one of the most important income sources for retirees in Canada. According to the CRA’s latest payment calendar, eligible OAS recipients will receive their November 2025 deposit on 16 November. This payment assists seniors aged 65 and above, providing financial help based on years of residency in Canada. The OAS benefit is adjusted quarterly to match inflation, ensuring retirees maintain purchasing power despite rising costs. Canadians are encouraged to review their CRA My Account for updated OAS amounts and deposit details before the payout date.
CPP and GIS November 2025 Deposits for Citizens Across Canada
In addition to OAS, the CRA will also distribute the Canada Pension Plan (CPP) and Guaranteed Income Supplement (GIS) payments on 16 November 2025. CPP is designed to replace a portion of a retiree’s income, while GIS provides additional support to lower-income seniors. These payments, directly deposited into beneficiaries’ bank accounts, are essential for ensuring that older Canadians can afford basic needs such as food, utilities, and housing. The CRA continues to update citizens via online portals, making it easier to track payment status and eligibility changes.
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| Program Name | Payment Date | Eligible Group | Average Monthly Amount |
|---|---|---|---|
| Old Age Security (OAS) | 16 November 2025 | 65+ Retirees | $707.68 |
| Canada Pension Plan (CPP) | 16 November 2025 | Contributors and Retirees | $811.15 |
| Guaranteed Income Supplement (GIS) | 16 November 2025 | Low-Income Seniors | $1,097.00 |
| Combined OAS + GIS | 16 November 2025 | Qualified Pensioners | $1,804.68 |
| CRA Total Payout Cycle | November 2025 | Nationwide Beneficiaries | Varies by Eligibility |
How Canadian Pension Recipients Can Verify Their CRA Payments
Canadian pension recipients are advised to verify their OAS, CPP, and GIS payment details through the official CRA My Account portal. This online service allows users to confirm deposit amounts, update direct deposit details, and review tax information in real time. Those who haven’t registered can easily set up their account using their SIN and security credentials. It’s also recommended to keep an eye on CRA announcements to avoid missing any benefit adjustments or new credits. Regularly checking the account ensures accuracy and prevents delays in November 2025 payments.
CRA Pension Payment Tracking Tips for Canadian Residents
CRA recommends that Canadian residents expecting their OAS, CPP, or GIS payments sign up for direct deposit to avoid mail delays or lost cheques. Beneficiaries should verify their bank details and payment status at least five days before the scheduled deposit date. In case a payment doesn’t arrive on time, recipients can contact the CRA helpline or visit their nearest Service Canada office for assistance. Staying informed and maintaining accurate records ensures seniors never miss an important benefit date or update from the federal government.
Frequently Asked Questions (FAQs)
1. When will CRA issue OAS, CPP, and GIS payments in November 2025?
All three payments are scheduled for 16 November 2025 according to the CRA payment calendar.
2. How can I check my CRA payment status online?
You can check your OAS, CPP, or GIS payment details by logging into your CRA My Account portal.
3. What should I do if my deposit is delayed?
If your deposit doesn’t appear within five business days, contact the CRA or Service Canada for follow-up support.
4. Are CRA benefits automatically adjusted for inflation?
Yes, CRA adjusts OAS and GIS payments quarterly to reflect inflation and cost-of-living changes in Canada.
