Ontario Trillium Benefit in November 2025 – The $360 Ontario Trillium Benefit (OTB) payment in November 2025 brings financial relief to eligible low- and middle-income residents of Ontario, Canada. This benefit, administered by the Canada Revenue Agency (CRA), combines three key credits — the Ontario Energy and Property Tax Credit, the Northern Ontario Energy Credit, and the Ontario Sales Tax Credit — into a single monthly payment. The OTB aims to support individuals and families in managing household expenses such as rent, energy, and taxes. Here’s a detailed look at the eligibility criteria, payment schedule, and benefit calculation for November 2025.
Ontario Trillium Benefit Payment for Canadian Residents
The Ontario Trillium Benefit is available to Canadian residents who filed their 2024 income tax return and met the eligibility requirements for at least one of the included credits. To receive the November 2025 OTB payment, individuals must have selected monthly payment mode rather than a lump-sum option. The $360 payment reflects an average amount, with the exact total depending on income level, family size, and local property tax rates. By helping offset energy costs, property tax expenses, and sales tax burdens, this benefit ensures that Ontario residents can maintain financial stability throughout the year.
CRA Ontario Trillium Benefit Eligibility for Ontarians
Eligibility for the Ontario Trillium Benefit in November 2025 depends on residency and income factors verified through the Canada Revenue Agency (CRA). Applicants must be residents of Ontario as of December 31, 2024, and must have filed their income tax returns on time. To qualify, claimants should meet conditions for at least one of the three components — the Ontario Sales Tax Credit (OSTC), the Ontario Energy and Property Tax Credit (OEPTC), or the Northern Ontario Energy Credit (NOEC). The CRA automatically calculates the eligible amount based on your 2024 tax return, ensuring that qualified individuals receive their monthly OTB payment directly through direct deposit or mailed cheque.
| Component | Eligibility Criteria | Maximum Amount (2025) |
|---|---|---|
| Ontario Sales Tax Credit (OSTC) | Low-income individuals & families | $345 per adult |
| Ontario Energy & Property Tax Credit (OEPTC) | Renters or property taxpayers | Up to $1,194 |
| Northern Ontario Energy Credit (NOEC) | Residents of Northern Ontario | Up to $172 |
| Average Monthly Payment | Eligible Ontario recipients | Approx. $360 |
| Payment Date (November) | Issued by CRA | November 10, 2025 |
Ontario Trillium Benefit Payment Schedule Across Canada
The Ontario Trillium Benefit payment schedule for November 2025 continues to follow a monthly pattern, typically issued around the 10th of each month. Recipients across Canada who reside in Ontario and meet the qualification criteria will receive their payment via direct deposit to their registered bank accounts. Those who opted for cheques should expect delivery within 5–7 business days. By structuring the OTB as monthly instalments, the government ensures consistent financial support, helping individuals manage utility bills, tax obligations, and cost-of-living pressures effectively throughout the fiscal year.
How Ontario Residents Can Verify OTB Status Online
Ontario residents can easily verify their OTB payment status through the Canada Revenue Agency’s “My Account” online portal. By logging in, users can check the payment history, processing status, and next payment date for their Ontario Trillium Benefit. Residents should ensure that their personal details, including banking and address information, are up to date before November 2025 to avoid delays. The CRA also provides a dedicated helpline for individuals needing assistance with eligibility updates or payment inquiries.
Frequently Asked Questions (FAQs)
1. When will the November 2025 Ontario Trillium Benefit be paid?
The payment is scheduled for November 10, 2025, as per the CRA payment calendar.
2. How much is the average Ontario Trillium Benefit amount?
The average amount for November 2025 is around $360, depending on eligibility and income level.
3. Who is eligible for the Ontario Trillium Benefit?
Eligibility applies to Ontario residents who qualify for at least one of the three OTB components.
4. How can I check my OTB payment status?
You can check your status online using the CRA’s “My Account” service or by calling their support line.
